Protect
Your Journey.

Be SpreadPay Protected™

Flexible premium financing for eligible
motor insurance. Choose your preferred
insurer and ask for Moovon SpreadPay™.

How SpreadPay Works
Mr. Moovon superhero flying over a fleet of insured vehicles on an Accra highway
Mr. Moovon
never forgets.
Always protecting your journey.

Choose Your Preferred Insurer

Choose your preferred insurer from our participating insurance companies and ask for Moovon SpreadPay™. Insurance is provided and underwritten by participating insurance companies licensed by the National Insurance Commission of Ghana.

Enterprise Insurance Hollard Ghana Activa Insurance Glico General Star Assurance Provident Insurance SUNU Assurances NSIA Insurance Priority Insurance Ghana Union Assurance

Our participating network continues to grow as SpreadPay™ expands across Ghana’s motor insurance market. Listings are shown in a neutral order — the choice of insurer is yours.

Six Simple Steps

From choosing your insurance to making your agreed payments — here is how a SpreadPay™ journey works.

  1. 1

    Choose your insurance

    Select an eligible motor insurance policy from a participating insurer, broker or authorised agent.

  2. 2

    Ask for SpreadPay™

    Tell your participating partner you would like to use Moovon SpreadPay™.

  3. 3

    Complete your details

    Complete the required application, identity and eligibility information.

  4. 4

    Pay your agreed deposit

    Pay the applicable upfront amount presented as part of your SpreadPay arrangement.

  5. 5

    Your insurer issues your policy

    Your insurance is provided and underwritten by the participating insurer you chose.

  6. 6

    Make your agreed payments

    Manage the remaining SpreadPay balance according to your agreed terms.

Already have an insurance company, broker or agent?

Perfect. Simply ask for Moovon SpreadPay™.

  • Insurance
    Companies
  • Brokers
  • Authorised
    Agents

Available for eligible motor insurance policies:

  • Third Party
  • Third Party Fire & Theft
  • Comprehensive
  • Commercial Vehicles

…and more, subject to eligibility

The My Moovon app showing a customer greeting, an active SpreadPay Protected policy, and menu items for policies, repayments, documents and referrals.

Your Annual Premium Is Paid. Your Payments Are Spread.

SpreadPay™ is built around one idea: keep eligible motor cover within reach, and let payments fit the way you earn.

  • Your premium is paid

    Your annual premium is paid and your payments are spread over the applicable period. Premium financing is provided in partnership with licensed and regulated financial institutions.

  • Flexible payment options

    Flexible payment options for eligible customers. Your applicable deposit, payment schedule and total amount payable are presented before you agree.

  • Simple digital journey

    A simple digital journey — apply with your participating partner and manage your SpreadPay account online.

  • Real support

    Real customer support through Mr. Moovon’s HelpDesk for your SpreadPay journey, account and payments.

Insurance policies are provided and underwritten by participating insurance companies licensed by the National Insurance Commission of Ghana. Moovon SpreadPay™ facilitates the premium-financing journey in partnership with licensed and regulated financial institutions. Moovon does not choose an insurance company for you and does not handle insurance claims — policy and claim matters remain with your participating insurer. Eligibility, product availability and applicable terms and conditions apply.

Ready to Be SpreadPay Protected™?

Choose your preferred participating insurer and ask for Moovon SpreadPay™.

How SpreadPay Works