Keep Moving.
Your Annual Insurance Premium is Paid.
Your Payments are Spread.
Moovon SpreadPay™ makes it easy to get your annual motor insurance premium paid. You stay insured for the policy period while you spread your payments over time.
Choose your insurer. Ask for SpreadPay™. Be SpreadPay Protected™.
One annual premium. Flexible ways to pay.
Once your SpreadPay™ transaction is successfully completed, the annual premium is settled to your chosen participating insurer in accordance with the partnership arrangement. You then make your agreed SpreadPay payments over the applicable period.
Premium financing is provided in partnership with licensed and regulated financial institutions.
Why it matters
- You stay insured for the policy period.
- The annual premium is paid to your chosen participating insurer.
- Payments you can plan and manage over time.
- Your terms are presented to you before you agree.
Your SpreadPay Journey
From choosing your insurer to making your agreed payments — here is the complete 6-step journey.
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1
Choose Your Insurance
Choose an eligible motor insurance policy from a participating insurer, broker or authorised agent.
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2
Ask for Moovon SpreadPay™
Tell the participating partner that you would like to use Moovon SpreadPay™.
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3
Complete Your Details
Complete the required application and identity and eligibility information.
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4
Pay Your Agreed Deposit
Pay the agreed initial deposit shown as part of your SpreadPay arrangement.
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5
Your Insurer Activates the Policy
Your participating insurer completes the insurance process and activates your policy.
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6
Make Your Flexible Payments
Pay the remaining balance through flexible payments over the agreed period.
Responsible & Flexible Payment
SpreadPay™ is designed to be cleared, not stretched. The more you pay upfront, the less you have left to spread.
PAY MORE. FINISH SOONER.
You can always pay more than the minimum deposit or scheduled amount. The more you pay upfront, the less you have left to spread.
Mr. Moovon's tip
Pay more when you can. Clear early when you can. Keep your SpreadPay account on track.
CLEAR YOUR BALANCE. STAY PENALTY-FREE.
Where the full outstanding balance is cleared within the applicable 4-week payment period, no late-payment penalty applies.
Know Before You Agree
Your applicable deposit, fees, payment schedule and total amount payable should be presented to you before you complete your SpreadPay™ agreement.
What you see before you agree
- Your applicable deposit
- Applicable fees
- Your payment schedule
- Your total amount payable
No surprises. You stay in control.
Help when you need it
Chat with Mr. Moovon's HelpDesk for support with your SpreadPay™ journey, your account and your payments.
Chat with Mr. Moovon's HelpDeskMy SpreadPay
Manage your SpreadPay journey on your phone (mobile web & WhatsApp).
- View your payment plan
- Track your payments
- View your documents
- Chat with HelpDesk
Self-service on your mobile device.
Your Insurer. Your Policy. Your Choice.
Moovon does not choose an insurance company for the customer. You choose your preferred participating insurer and ask for Moovon SpreadPay™.
Provided and underwritten by your insurer
Insurance policies are provided and underwritten by participating insurance companies licensed by the National Insurance Commission of Ghana.
Claims stay with your insurer
Moovon does not handle insurance claims. Policy and claim matters remain with your participating insurer.
Financing through regulated partners
Premium financing is provided in partnership with licensed and regulated financial institutions. Eligibility, product availability and applicable terms and conditions apply.