Mr. Moovon beside two business partners shaking hands, with the Accra skyline behind them.
For Insurers, Brokers & Regulated Financial Institutions

Let’s Move Insurance Forward.

Moovon SpreadPay™ helps participating insurance partners give eligible customers greater flexibility in how they fund their annual motor insurance premiums — while the applicable annual premium is settled to the insurer in accordance with the SpreadPay arrangement.

One Annual Premium. Flexible Customer Payments.

Following successful completion of the applicable SpreadPay™ transaction, the annual premium is settled to the insurer in accordance with the partnership arrangement. Eligible customers manage their SpreadPay payments separately over the applicable period.

Annual Premium Settlement

Once the applicable SpreadPay transaction completes successfully, the annual premium is settled to the insurer in accordance with the partnership arrangement.

Customer Flexibility

Eligible customers manage their SpreadPay payments separately over the applicable period, under the terms of their own SpreadPay agreement.

Digital Administration

Moovon provides the technology, customer journey and account administration that connect insurance with premium financing.

Who We Work With

SpreadPay™ connects regulated and authorised participants around one thing: the customer’s own choice of participating insurer.

Insurers

Insurance Companies

Expand payment flexibility across eligible motor insurance products, while applicable annual premiums are settled in accordance with the partnership arrangement.

Distribution

Brokers & Authorised Agents

Give customers access to SpreadPay through participating insurer relationships, offering clients a seamless way to spread annual premium payments.

Financial

Licensed & Regulated Financial Institutions

Participate in the premium-financing ecosystem alongside Moovon and insurance partners, powering flexible financing with robust institutional governance.

A Connected Ecosystem

  1. Customer

    Chooses a participating insurer and asks for Moovon SpreadPay™.

  2. Insurance Partner

    Participating insurer, broker or authorised agent. The insurer provides and underwrites the policy.

  3. Moovon SpreadPay™

    Technology, customer journey, account administration and the payment experience.

  4. Licensed & Regulated Financial Institution

    Provides or participates in the applicable premium-financing arrangement.

The customer chooses the participating insurer. Moovon does not choose an insurance company for the customer, and does not rank or recommend one insurer over another.

Why Partner with Moovon

A technology-enabled premium-financing experience your customers can use, without changing who provides and underwrites their insurance.

Support Policy Conversion

Give eligible customers another way to fund the upfront cost of an annual motor insurance premium.

Digital Customer Journey

Onboarding, account administration and payment management are supported digitally from start to finish.

Partner & Customer Support

A partnership contact for your team, plus Mr. Moovon’s HelpDesk supporting customers through their SpreadPay journey.

Secure Partner Portal

Approved partners access transactions, reporting and approved resources in one secure place.

Efficient Processing & Reporting

Applications, transaction records and partner reporting are handled through a single environment.

Growing Distribution Network

Built to work across participating insurers, brokers and authorised agents as the SpreadPay network grows.

How the Partnership Works

A high-level view of how a SpreadPay™ partnership is set up and runs. Detailed operational procedures are shared with approved partners through the Partner Portal.

  1. 1

    Partner Onboarding

    Moovon and the partner agree eligible products and operating arrangements.

  2. 2

    Partner Access

    Approved users receive access to the secure partner environment.

  3. 3

    Customer Access

    Eligible customers can request SpreadPay through participating channels.

  4. 4

    Premium Settlement

    Following successful completion of the applicable transaction, the annual premium is settled in accordance with the partnership arrangement.

  5. 5

    Moovon Administration

    Moovon manages the SpreadPay customer account and repayment journey.

The Moovon Partner Portal

Manage your business, your customers and your SpreadPay™ transactions in one secure place.

Inside the Partner Portal

Approved partners access operational guidance, transactions, reporting and approved resources through the secure Partner Portal.

  • Operational guidance, procedures and approved partner resources
  • Customer applications and SpreadPay transaction records
  • Partner reporting and statements for your team
  • Approved marketing and customer-briefing materials

Become a Partner

Want to bring SpreadPay™ to your customers?

Join Moovon’s growing network of participating insurers, brokers, authorised agents and licensed and regulated financial institutions.