Moovon SpreadPay™ helps eligible customers finance their motor insurance premium through arrangements with licensed and regulated financial institutions.
Your insurance remains provided by your participating insurer.
Insurance is provided and underwritten by participating insurance companies licensed by the National Insurance Commission of Ghana. Premium financing is provided in partnership with licensed and regulated financial institutions. Eligibility, product availability and applicable terms and conditions apply.
From choosing your insurance to flexible payments, here is the complete 6-step journey.
Choose an eligible motor insurance policy from a participating insurer, broker or authorised agent.
Tell the participating partner that you would like to use Moovon SpreadPay™.
Complete the required application and identity and eligibility information.
Pay the agreed initial deposit shown as part of your SpreadPay arrangement.
Your participating insurer completes the insurance process and activates your policy.
Pay the remaining balance through flexible payments over the agreed period.
Three parties. Three clear roles. Here is exactly who is responsible for what across your SpreadPay journey.
Provides and underwrites the insurance policy.
Participating insurers are licensed by the National Insurance Commission of Ghana.
Facilitates the customer journey, account administration and payment experience.
Moovon is not an insurance company and does not handle insurance claims.
Provides or participates in the applicable premium-financing arrangement.
Eligibility and applicable terms are determined under the relevant financing arrangement.
A few things worth understanding before you complete a SpreadPay arrangement — and who to talk to about what.