Our Mission
To make annual motor insurance more accessible by connecting customers, insurers and regulated financial institutions through simple technology and responsible premium financing.
About Moovon
Moving Ghana Forward.
Built in Ghana. Built for Africa.
Moovon is a Ghanaian technology company transforming how motorists access and pay for annual motor insurance through a connected premium-financing ecosystem.
Your insurer. Your choice. Flexible ways to pay.
Why We Exist
Insurance shouldn’t stop you moving.
Motor insurance is essential, but paying an annual premium upfront can place pressure on individuals, drivers and businesses.
We built SpreadPay™ to help bridge that gap — enabling eligible customers to have the applicable annual premium paid to their chosen participating insurer while managing their SpreadPay payments over time.
Your annual premium is paid. Your payments are spread.
What Moovon Does
We connect the journey.
Four parties, four clearly separate roles — so everyone knows exactly who does what.
Participating Insurance Companies
Provide and underwrite the customer’s insurance policy. Insurance is provided and underwritten by participating insurance companies licensed by the National Insurance Commission of Ghana.
Moovon SpreadPay™
Provides the technology, customer journey and administration that connect insurance with premium financing. Moovon is not an insurer and does not handle claims.
Licensed & Regulated Financial Institutions
Premium financing is provided in partnership with licensed and regulated financial institutions, which provide or participate in the applicable arrangement.
Customers
Remain free to choose from participating insurance companies and eligible insurance products. The choice of insurer always belongs to the customer.
Insurance policies are provided and underwritten by participating insurance companies licensed by the National Insurance Commission of Ghana. Premium financing is provided in partnership with licensed and regulated financial institutions. Moovon does not handle insurance claims — policy and claim matters remain with your participating insurer.
Mission & Vision
Why we do it — and where we’re going.
Our Vision
To build Africa’s leading technology-enabled premium-financing ecosystem for motor insurance.
Our Journey
Ghana Today. Africa Tomorrow.
Our journey starts in Ghana. Our ambition is African.
Moovon was built in Ghana with a simple ambition: to make annual motor insurance easier to access, manage and pay for. We are building SpreadPay™ to grow across African markets while working with local insurers, regulated financial institutions and distribution partners in each market.
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Ghana
Our home. Where SpreadPay™ is live with participating insurance partners today.
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West Africa
Our next chapter, built with local insurers and regulated financial institutions in each market.
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Africa
Our future — a premium-financing ecosystem designed to grow from Ghana into markets across the continent.
Our Ecosystem
One connected ecosystem. Built around the customer.
Every SpreadPay™ journey runs across the same four participants, in the same order, with the same clear boundaries.
Motorists & Businesses
Choose the insurer and ask for SpreadPay™.
Participating Insurance Companies
Provide and underwrite the policy.
Moovon SpreadPay™
Technology, journey and account administration.
Licensed & Regulated Financial Institutions
Provide or participate in the premium financing.
Our Values
The values that drive us.
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Customer First
We make decisions that put customers at the heart of everything we do.
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Integrity
We act with honesty, transparency and accountability.
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Innovation
We use technology and creativity to solve real problems in simple ways.
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Partnership
We succeed through strong partnerships and shared growth.
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Excellence
We are committed to quality, learning and continuous improvement.
Move with Moovon.
Two ways in — whichever side of the journey you’re on.
For Customers
Choose your preferred participating insurer and ask for Moovon SpreadPay™.
Be SpreadPay Protected™.
